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    Life Insurance Plans

    Get a complete protection for your loved ones with best term insurance policy:

    How Does Life Insurance Advisor Will Help You?

    Dedicated Customer Service

    A professional life insurance advisor can cut through all of the uncertainty and work with you as a dedicated partner to ensure that the right plan is found. An advisor can also personally assist you in the event of a claim.

    Personalized Buying

    A life insurance advisor will compare multiple insurance providers to find not just the best rates, but also the finest coverage and options for now and the future, for securing the policy that is best suited to your needs.

    Cost & Time Saving

    Working with an insurance advisor doesn’t cost you anything, and by doing so you will be able to save your time and money over the short or long term.

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    Talk to our Insurance Advisor Right Away

    We help you to choose best insurance plan based on your needs

    Best Term Insurance Plan in India

    In the below grid, is the list of best term insurance plan in India to invest in 2022

    Best Term Insurance Plan Policy term Entry Age Cover Amount (Min/Max)
    Tata AIA Maha Suraksha Supreme 10-40 years 18-70 years Rs. 50 lakhs to Rs. 2 Crores
    SUD Life Abhay 15-40 years 18-65 years Max life cover of Rs. 100 Crores
    ICICI Prudential Life Insurance 10-25 years 12-50 years Rs. 2 lakhs - Rs. 20 lakhs
    SBI Smart Shield 18-60 years 18-60 years Rs. 25 lakhs
    Bajaj Allianz Smart Protect Goal 18-65 years 18-65 years Rs. 50 lakhs
    PNB MetLife Mera Term Plan 18-65 years 18-65 years Rs. 10 lakhs to Rs. 5 Crores
    HDFC Life Click2Protect 3D Plus 18-65 years 18-65 years Rs. 1 Crore
    Exide Life Smart Term Plan 10-30 years 18-65 years Rs. 5 lakhs to Rs. 10 lakhs
    Edelweiss Tokio Life My Term+ 10-85 years 18-65 years Rs. 25 lakhs to Rs. 50 lakhs
    Aviva LifeShield Advantage Plan 10-30 years 18-65 years Rs. 50 lakhs
    Aditya Birla Sun Life Protector Plus Plan 5-70 years 18-65 years Rs. 30 lakhs minimum

    Benefits of Term Insurance Plans in India

    Death Benefit

    A secured term insurance policy that applies to the insurer and the family of the insurer. An insurer pays an amount equivalent to the insured amount with bonuses. In cases of demise, partial or permanent disability the family of the policyholder becomes the beneficiaries to claim the insured amount.

    Tax Benefit

    The policyholder can avail a deduction in tax for up to Rs. 1.5 lakhs. In addition to this, under Section 10 (10D), any payouts received from the insurance policy are completely tax-free (provided the premium does not exceed 10% of Sum Assured, annually).

    Investment Goals

    With an life insurance policy one can enjoy the best of both worlds, a premium for the security of the family and the other as investment goals. One can claim the premium during unforeseen circumstances or for happy moments of life.

    Critical Illness

    With a life insurance policy, you can add a critical illness rider that protects against critical health conditions such as cancer, kidney failure, and cardiovascular disease. This manner, you or your family will be protected financially in the event of a medical emergency.

    Maturity Benefit

    Life Insurance policy can also be considered as a saving scheme. If the policyholder does not claim the insured amount by the end of the insurance term, it can compensate its premium when the policy matures. This means life insurance plan can act as a health cover along with savings.

    Retirement Plans

    Opting for a retirement insurance policy comes to play when the working income comes to a halt. The premium paid before retirement goes under the saving account. Giving the policyholder the freedom to withdraw money in instalments or claim all at once.

    Child Education Planning

    Saving money for your child’s education may be one of your primary concerns as an Indian parent. By purchasing the greatest life insurance coverage for your child, you may prepare for his future and assist him in achieving different educational milestones throughout his life.

    Opportunities to Build Wealth

    Life insurance policies, such as ULIPs (Unit Linked Insurance Plans), provide you with both life insurance and market-linked returns on your investment. They are one of the most effective and safe ways for create wealth in long term.

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    Most important is how you manage your return on investments, and that will decide your wealth creation.

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