or call us at 997 100 9292 / 882 689 6236
or call us at 997 100 9292
Best Investment Plans for Fixed Income
Here’s out top pick of the best investment plans for fixed income for the year 2021.

Why The Gainers
We intend to provide you the best financial solutions that make us stand ahead of the league. With a team of passionate professionals who have garnered years of acumen and expertise, we are here to turn your dreams into reality. Echoing the diverse need of customers, we walk the extra mile by creating customized portfolios for every customer.
or call us at 997 100 9292 / 882 689 6236
or call us at 997 100 9292



Our Partners
Homepage Logo carousel
Frequenty Asked Questions
It is an investment where you have to deposit a certain amount with a bank, Non-Banking Financial Institution (NBFC), or any other money lending entity. This amount is deposited for a fixed period of time and a fixed rate of interest. You receive interest yearly, monthly, or quarterly depending upon the fixed tenure alongside getting repayment of the principal amount.
You just need to be a resident individual. If you are, you are surely eligible to invest in an FD thereby, gaining the added benefits and schemes. You can avail an FD, irrespective of your age. Be it a public or private limited company, partnership firm or society, Hindu Undivided Family (HUF), everyone is eligible to invest in an FD.
Majorly, there are two types of FDs namely Cumulative and Non-cumulative.
Cumulative FD – Here the interest is calculated annually. You receive you’re your principal and interest amount at the time of maturity. In addition, the earned interest is taxable depending upon the tax slab in which you fall.Non-cumulative FD – Here you gain interest yearly, half-yearly, monthly, or quarterly as per your choice.
Many banks and financial institutions offer interest rates, which tend to be slightly higher. This special interest rate also helps in a tax deduction. These interest rates may vary from bank-to-bank. Also, most of the banks offer theses rates when you apply for an FD with a co-applicant who is not a senior citizen.
You have the privilege to ask for a loan against your deposited amount, without being penalized for breaking an FD. As such, you receive the money for the emergency and also interest at the same time. The loan amount can vary from bank-to-bank. However, the interest on the loan will be lesser than the one that is paid on your FD.
This is also known as a savings-cum-fixed deposit. This facility aligns your current/savings account to your FD account with ease. Depending upon your principal amount and current deposits, it gives you the liberty to analyse the minimum as well as the maximum balance for your savings account.