Vehicle Insurance
Keep your worries back home while your drive
Securing your future in the events of death, permanent or partial disability is a must in today’s life. Having life insurance is like having an all-weather friend who stays with you – when you need them the most.
Get the cheapest auto insurance quotes & make your driving experience seamless with exclusive Motor insurance. The Gainers offers the best vehicle insurance plans that help you to have a seamless situation, when you need it the most.
How is a Vehicle Insurance premium calculated?
Your Vehicle Insurance premium is calculated based on several factors such as-
Frequently Asked Questions
NCB is the ‘benefit’ that a policyholder receives from the insurance company in case there hasn’t been any claim submitted in t he current year. This benefit is generally given as a discount while renewing the premium for the next year.
The chances are rare, but yes, an insurance company can reject your claims under below circumstances and more:
In case of expired policy, you can renew the insurance with your existing or a new insurance service provider post a physical vehicle inspection by the authorities. Generally, if you insure your vehicle after your previous policy has lapsed, you miss out on the discounts and offers by the insurance company.
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IDV is basically the current market value of the vehicle. In addition, it is the highest amount that the insurance company agrees to pay to the policyholder in cases if it’s totally destroyed, stolen, or damaged beyond repair.
In Comprehensive coverage, you get the compensation if the vehicle is stolen or damaged but not a collision. Third-party liability covers the liability for injuries & damages to other people that is a result of your driving.
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